TF74 wrote:
Thanks for sharing the info Harddrive it’s good to know that Trawick is not a bogus company as one has alleged !
I’m sure that procedure is common with all travel insurance pay first hopefully get reimbursed later
Only it's shills and promoters are bogus.
https://ca.trustpilot.com/review/www.tr ... om?stars=1FYI
Before I got residency, I bought a yearly, unlimited trip policy through United Healthcare Global. At that time, I paid about $250 for the year. Although it included both medical and trip interruption coverage, I only ever needed to file one medical claim. I had an accident where I spent 2 days in patient at Biblica and multiple labs, medicines, follow up appointments. Total bills were about $3500. After a $500 deductible, UHC Global paid 80%. I did not have to "pay first".
I was already a UHC member through my employee benefits program. I purchased the plan through them. I just checked the regular UHC Global web site and did not see the "unlimited trip, 1 year" option available, only a "per trip, 180 day max" option.
When my injury occurred, I called the UHC Global support line (24x7) and after a brief conversation, they directed me to Hospital Clinica Biblica. When I arrived at the Biblica ER, I gave registration desk my coverage info and they contacted UHC Global again to confirm coverage. After that, I did not have to deal with insurance or payment again until discharge. Then I paid my portion and also when receiving follow up exams.